Make more money with the bank that believes you can.
Make more money with the bank that believes you can.

Micro Businesses

If you are a start-up or a micro business and you require working capital, the SME Bank may be able to help you grow your business and provide you with financing or business development advice on our special programmes. In this SME category, there are special schemes which have been established to promote entrepreneurship across priority and growth sectors. Should we not have a programme to suit your needs, we will work closely with you to ensure that you receive end-to-end advice on how to grow your micro business.

For the micro businesses, we offer conventional products and services and these include:

  • Working capital for the purchase of raw material, stock and overheads.
  • Term Loans, hire purchase and leasing for asset acquisition (eg. For furniture/ fittings, computers, machinery, equipment and vehicles).
  • Mentorship and Advisory services on the preparation of a bankable business plan's, book keeping and cash flow management.


  • Easy to apply
  • Flexible loan tenor
  • A dedicated Relationship Consultant to cater to your business needs
  • Business Savings Account
  • Business Cheque Account


  • Namibian ID/ Valid passport of shareholders, directors or sole owner
  • Business registration documents