Welcome to SME Bank

SME Bank was founded by the Government of Namibia following the dissolution of the Small Business Credit Guarantee Trust (SBCGT) that was transformed into a fully-fledged Commercial Banking Institution.
With the head office in Windhoek, SME Bank will in the near future open branches in all 14 regions of the country. In Windhoek the Banks ATM facilities are situated at the Head Office, Eveline Street (Katutura), Lafrenz Branch and Maerua Mall. ATM facilities may also be found at the Ongwediva Branch by the Oshana regional Mall as well the Rundu Branch by the Rundu Shopping Mall.The Bank provides special attention to projects of Small and Medium Size Enterprises (SMEs), and those catering to Rural Communities, Micro Enterprises and Previously Disadvantaged Individuals (PDIs). SME Bank has a full Commercial Banking License and it thus offers banking services to individuals and companies that are not necessarily SME’s, through Personal Banking (Retail), Corporate Banking, and Treasury and Investment Management.


To be the nation’s preferred bank and financial services provider for SMEs.


To provide superior, well designed, targeted banking products and services to small, medium, micro and informal enterprises that will enable them to start, grow, compete and prosper in a global setting.


  • Service Excellence
  • Learning and Growing
  • Honesty and Integrity
  • Professionalism
  • Passion to serve
  • Respect and teamwork
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